“Baby steps Shez. Baby steps.”
It’s become sort of a mantra for me. It started last year after I broke my arm. I went from being fairly active with cycling to not even being able to put my hair in a ponytail. It wasn’t even that bad of a break (compression fracture), but it emphasized that I needed to be patient and focus on smaller steps leading to the big picture of getting back to where I was.
And that has basically become my theme for the year. I’m finding I have lots of things I want to do, but that I need to break them down. Blogging is a great example. I know what I want to do and I originally thought a nice structured “do this on this day” would somehow work beautifully. The thing is, I have always been a sporadic blogger/journalist, so I need to be a bit more flexible with my goal.
Once a week. No set day at this point because life happens and I would have already failed.
Last time I mentioned I’d go bit by bit into the 4 Intentions of 2018 and the goals within them.
I’m going to start off with a short bit about the “Wealth”, a.k.a. the financial intention. This is the one that requires the most work.
I’ve been in the process of purchasing this amazing racing bike while still trying to live within my means. I do have huge issues though with unnecessary spending, especially in the form of “retail therapy”. I’ve been doing my best to follow a “No Spend January” plan, and naturally, I’ve completely failed. However, rather than take it as a complete loss and give up, I have noticed I’m far more aware and thoughtful of my habits and have also been able to get myself to the point where I can set a date to pick up the bike a good month before racing season begins.
Part of it is that I’ve switched to using an Analog planner. Translation: I use a bullet journal.
I like it because I can adapt it to fit my needs and not have a set layout or set amount of space every time. I started out this year with a weekly expense tracker. For February, I’m going to try a spread that’s all in one month.
I have my set weekly expenditures, my monthly bills, savings (I only submit about $9 per week, but it’s better than nothing while I wrangle things in), and I have separate setups within the bullet journal to track debt repayments, so I can see how close I am to things like zeroing out a credit card or paying off the bike.
And with that, I’m going to stop. My lunch break is nearly over, and while I’ll post this anyway, I want to present a more well thought out presentation of this subject and maybe throw in a few pictures.